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Tips for rebalancing

Hi there.

I would like your opinion on rebalancing my portfolio. So far I have been a bit haphazard, which I would like to change more and more.

Some individual positions are definitely too large and others too small (due to bonuses in TR or bad buys).

I would now like to build up the core:

$VHYL (+0,66 %)
$XSX6 (+0,4 %)
and a third ETF (?)

Keep and run as a savings plan in any case $ALV (+0,7 %) and $O (-0,27 %).

I still find the following interesting $NVDA (+1,5 %) and $AAPL (+0,52 %) -> but I would probably have to reduce the individual positions?

$BTC (-0,32 %) I would potentially hold and combine with $EWG2 (+0 %) as satellites in the future.

I'm rather unsure about the other positions - I'd rather wait for the exit, but I would most likely keep $BNTX (-0,88 %)

Please don't be too harsh on my portfolio 🙈 I'm aware that I've made some mistakes ...

6 Comentarios

as you can't see any absolute values, it is difficult to make an assessment. A high dividend etf, for example, makes no sense if the position is only €1000.

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Isabelle J.@isaiur

@Maveric2005 I see ... I've updated it, even if I'm a bit embarrassed ... but you can only learn from your mistakes

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Steffen@Maveric2005

@isaiur you don't have to be embarrassed. that's why you're in a com like this :)

If I were you, I would first build up a "core" -> a msci world or ftsi all world.

The ftsi high dividend is counterproductive with the size of the position as you lose a lot of performance. And I think your goal is to maximize wealth accumulation first.

All the mini positions are of course a big mistake -> you pay a lot of order fees here.

If you want to buy a single share, never do it with an order size of less than €1000. Otherwise, in my opinion, it's not worth it (due to the fees)

To the core then a few more satellites like, BTC, gold, if no ftse all world then if you feel like it EM or a little stoxx 600 and you have a stable basis :)

Really build up a solid core here first.

And don't make any FOMO trades :) take your time with purchases, let the savings plans run and you'll do 80% better than most.

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Isabelle J.@isaiur

@Maveric2005 Thanks - I'm a bit skeptical about an MSCI World, because it contains the Big 7 and the rest is split up in a rather opaque way ... that's why I had considered whether I could build the core from the All World Dividend High and the Stoxx 600 and possibly another one and now focus on these ETFs first to build up the positions.

And because my tech/US share is already large overall, I chose the All World High Dividend ...

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Steffen@Maveric2005

@isaiur just compare the etf's performance technically with each other :)

of course, if you want to manage everything yourself and beat the indexes, you can also do it all yourself :)

But most people realize that they won't beat them.

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Isabelle J.@isaiur

@Maveric2005 Thank you - I'll keep an eye on it.
What is the idea of liquidating the Apple and NVIDIA and unirak shares and putting them into a combination of All World Dividend (acc), Euro Stoxx and NASDAQ 100, for example?

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