1D·

Schmackofatz 🥃

Today I once again received a tasty dividend from the good old $VWRL (+0,23 %) received today. 🧘🏻‍♂️ Will be reinvested directly.

01.10

Vanguard FTSE All-World ETF

Recibío x111,4 dividendos por valor de 0,423 US$

47,09 US$

8 Comentarios

Epi@Epi

I'm always fascinated by how many people prefer a small cookie just because it crumbles....

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Roland@Donnowhy

20H

@Epi only people who understand that crumbles are part of the cookie, will happily eat the cake in the future

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flowriii@flowriii

19H

@Epi Let the cookie grow into a cake first, my best :)

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Privatier@c05

18H

@Epi Up to €1k in income, it doesn't matter anyway. But if it goes beyond that at some point, I'd rather pay my taxes on actual amounts on an ongoing basis than pay taxes on fictitious profits for 40 years (advance lump sum). I also don't have to use any compound interest calculators to get the last 3.50 marks out of the whole thing. In the end, of course, it's personal preference.

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Epi@Epi

16H

@flowriii That's my point: because of the crumbs, many people choose a cookie that stays one for ages. Why not choose a cookie that turns into cake much more quickly? 🤷

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Epi@Epi

16H

@c05 So I would never let this strange pre-pauachale influence my strategy. 😅

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flowriii@flowriii

16H

@Epi because for many people it's enough to do more with their money than just let it sit in an overnight money account. I understand what you're getting at, but everyone has a different risk tolerance. For my part, I feel comfortable with passive investing in a simple ETF (Welt AG und gib ihm) - but of course I continue to watch the momentum strategy's journey from the outside :)

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Epi@Epi

16H

@flowriii Basically, I agree with you. "WorldAG savings plan and done" is the best investment strategy for most people (provided they can deal with crises and profits). Collecting 7%pa over the long term is definitely better than a savings pot, current account or even worse: private pension insurance. 🫠

However, and I'm increasingly surprised by this: if you want to go beyond the 7%pa and spend a lot of time on the stock market - why do you spend your time on strategies that don't make a significant difference? I mean, if you want more, then do it properly and not just half! (Momentum is just one variant, there are more).

But there is probably no rational answer to this, only a psychological one. 🤷

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