@junio are cheaper, sometimes structured differently, but above all you earn money as a shareholder on the stock exchange. SPDR is listed on the stock exchange and so is MSCI, so you indirectly line your own pockets. Vanguard is a private company and only has the cool cooperative structure in the USA, so there is no great reason to choose them in Europe.

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ThemenmitKopf@topicswithhead

7Lun

@topicswithhead are of course also available as distributing shares if you want dividends.

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junio@junio

7Lun

@topicswithhead okay, thank you 🤝🤝

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D.S.@Propheteus

7Lun

@TheRealDarthVader Why better for early retirees?

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Mike1990@Mike1990

7Lun

@topicswithhead Which would be the distributing one?

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Ver todas las 2 respuestas adicionales

Marcel@Mcl1991

7Lun

80% $IWDA 20% $BTC

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junio@junio

7Lun

@Mcl1991 no individual shares at all?🤔

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Marcel@Mcl1991

7Lun

@junio I only have Microsoft as an individual share, but no others.
Most investors don't manage to beat the Msci World. So you can do quite well with such an ETF.
The analysis takes a lot of time - learning how to value shares and companies takes time - and the risk increases with individual shares.

I prefer to invest passively and for the long term.

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Chris@1Chrischi1

7Lun

currently not at all. wait for corrections

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Raymond@Reddington99

7Lun

So you must have told ChatGPT more than just what you wrote above, otherwise there would never be two oil companies and such HighDiv stuff and with regard to the ETF not stuff but crap. I also asked ChatGPT once and the classics came up: Apple Microsoft,... etc

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junio@junio

7Lun

@Reddington99 i had added: in line with the current economic and political situation with a focus on returns and dividends. 🙂

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Cekay@CMustermann

7Lun

You know that ChatGPT has a data cutoff date of October 2023? So I would be careful with investment recommendations based on 1.5 year old data.

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junio@junio

7Lun

@CMustermann version 4o no longer has a fixed data cutoff and works with current data from the internet.
i only asked chatgpt for inspiration - not that i will implement it.

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FrancoJrG@G-Affiliates

7Lun

I think Grok is much better positioned for financial information

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Kate🦋@Iwamoto

7Lun

2k Msci world ex usa, 1k USA (nasdaq, sp500 oder msci usa), 0.6k EM

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junio@junio

7Lun

@Iwanowitsch why wouldn't you buy individual shares?

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Kate🦋@Iwamoto

7Lun

@junio hot topic... please ask ChatGPT about the advantages and disadvantages of shares and ETFs. there is no right and wrong here, everyone has to decide for themselves

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