@Aktien_kev It's not that bad for the Piefkes. If I apply for a refund, then I have no disadvantage compared to D. Well, again additional effort, but it is absolutely within reason
@Dividendenopi thanks, yes it may be that with some experience it's easy, I only had that once, 2023, also with OMV, have no refund to date, probably won't get one because I did something wrong, and the German tax office gave me hell after requesting the certificate of residence, I had money abroad and I should submit complete KAP etc., which I don't want, because I do very well with 25% plus Soli and like to save the KAP. It was a bad experience, but I'm more of an ETF investor anyway and otherwise almost only German and American shares, where none of this is a problem. Once you have a bit more practice, it's no longer a problem, as with everything. But you have to want to.