Personally, I like the S&P 500, I am invested there myself and when I started with individual stocks I reduced the savings rate for the S&P 500 by about 20%. In the long run, I think it's just a relatively safe investment. Over the last 13 years, the S&P has returned an average of 12.5% annually (not an indicator that it will continue to do so, of course). Of course, with individual stocks more is possible, so I find a healthy mix of ETF and individual stocks perfect, because if you "fall on your face" with the individual stocks you still have the ETF or several in my case that "hedge" me. Hope this helps you a bit with your decision. Have read you invest momentarily 400€/month and want to increase the rate. I would continue to pump 200-300€ in the S&P and the rest in individual stocks.
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@Lachs458 Yes, that actually sounds quite good. To dissolve the S&P 500, I think would have been my last choice. At the moment I'm just unsure whether I should save up capital to invest higher sums, so that the transaction fees of the individual stocks do not affect my performance too much.
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@Tobi_0903 Personally, I'm more of a fan of making savings plans and then having an average price, rather than waiting for a good entry price. At Trade Republic you can create weekly savings plans and so I have a pretty good average rate.
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1Año
@Tobi_0903 if you can't invest relevant amounts at once (1k€+) like me and most others can't either savings plans are much better
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