2Semana
It's already on my watchlist, but I'd still like a little discount 😁 If I have another bad day, $MELI could end up in my portfolio. Damn, I actually wanted to reduce the size of the portfolio 😂
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33
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2Semana
@BamBamInvest 10-12 positions in the portfolio are perfect in my opinion. You're at 9, which is actually perfect. The only thing I've noticed about your portfolio is that you basically only cover three sectors with your stocks. Health and beauty are overweighted. Is that intentional? Otherwise, meli would fit well in your portfolio. Perhaps you could also get rid of CSV? And replace it with a tech stock, but which one? $MRVL ?
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2Semana
@Iwanowitsch I am less interested in the sectors, but as you have correctly recognized, I am more interested in undervalued companies or companies that I believe will grow or turn around and have perhaps gained my own personal impression. However, my focus is clearly on health/beauty, technology and financials, although some companies cannot simply be assigned to one category. If you also see $SOFI as a tech company + S&P Tecnology and maybe $ASML, technology is actually the most represented. But yes, at the moment I would be most likely to part with $CVS or $ULTA because I actually prioritize growth companies. But they are relatively low valued and in my opinion have more upside than downside potential. ✌️
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22
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@BamBamInvest Do you live from trading? 🤓 Very interesting portfolio in any case
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2Semana
@BamBamInvest I would also be interested. How long has the portfolio been running with this composition and how long should the holding period be? It's not a b&h forever strategy, is it?
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11
•2Semana
@Iwanowitsch no 😂 and thank you if that is meant as a compliment 😂. I don't really pay much attention to specific sectors, but I watch a lot of videos/company presentations and reports and often like to see the products for myself if I have access to them or visit the offices. In my opinion, technology and health are sectors that will continue to develop the most in the future. We are becoming more and more technological.
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11
•2Semana
@Krush82 I am already planning to hold certain companies for longer, such as $SOFI and $HIMS, at least for the next 2-3 years. Provided there are no major changes to the business activity/investment thesis. I have a wife and 2 children and don't know what the future holds, whether I might buy property, etc. Which is also the reason why I am not only investing in strong growth companies and have (unfortunately) reduced my $SOFI position somewhat before the last 50% 😁. So if everything develops as I expect, some stocks will stay in the portfolio for longer, others may fly out. That's also the reason why I want to keep it smaller, so that I can keep an eye on all the companies and react quickly.
I liked the business at $CVS better than $WBA and I think the business areas with the various medical services and insurance are good. In addition, I think the valuation is attractive and should hopefully bring stability to the portfolio and reduce the vola somewhat alongside $UNH😂.
I make my "pension provision" in Austria via an unzillmerized fund savings plan solution on an ETF basis - classic ishares MSCI World / ishares EM . is saved monthly and I can also make one-off contributions.
I hope this provides a little more insight. I don't enjoy the constant back and forth and it's quite time-consuming.
I liked the business at $CVS better than $WBA and I think the business areas with the various medical services and insurance are good. In addition, I think the valuation is attractive and should hopefully bring stability to the portfolio and reduce the vola somewhat alongside $UNH😂.
I make my "pension provision" in Austria via an unzillmerized fund savings plan solution on an ETF basis - classic ishares MSCI World / ishares EM . is saved monthly and I can also make one-off contributions.
I hope this provides a little more insight. I don't enjoy the constant back and forth and it's quite time-consuming.
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33
•2Semana
@Iwanowitsch without having taken a closer look (the guy speaks too slowly for me anyway 😂), I have a commission-free contract and no high acquisition costs. So no zillmerized variant where commission, acquisition costs etc. are incurred in the first 5 years. You can also waive 100% of the commission on such products, fee-based advice is also possible, etc. Withdrawals are also possible after 1 year without a surrender charge. Google zillmerized/unzillmerized.
I already know what I have done there ✌️ and it is definitely better than a direct investment/broker savings plan with the same investment for + 10 years, as I don't have to pay any capital gains tax, but only 4% tax (insurance tax) on the premium/current payment, minor collection fees and general portfolio costs of 0.07%. All manageable, but no KEST on termination. I have it until the age of 80 because I can terminate it at any time without deduction. (No repurchase issue/repurchase discount) ✌️
I already know what I have done there ✌️ and it is definitely better than a direct investment/broker savings plan with the same investment for + 10 years, as I don't have to pay any capital gains tax, but only 4% tax (insurance tax) on the premium/current payment, minor collection fees and general portfolio costs of 0.07%. All manageable, but no KEST on termination. I have it until the age of 80 because I can terminate it at any time without deduction. (No repurchase issue/repurchase discount) ✌️
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