1Año·

Hello together,


I would like some feedback from you for my depot.


About me, I will be 28 years in a few days and work as a tax specialist. I started investing in September 2022.

My monthly savings amounts to

  • Bondora 50,00 €
  • Oskar 25,00 €
  • Scalable about 250,00 €


in addition I repay every month about 600 € of debts from past days.


From June 2023 I will still use the ETF $IWDA (+0,23 %) save.


Strategy


My strategy is based entirely on dividends.

The growth stocks still in the portfolio $PYPL (-0,38 %), $BICO (-0,39 %) , $NEL (-0,43 %) and $AMZN (+0,26 %) will be sold at the appropriate time.


My goal would be a broad diversification of the companies and a current target amount of about 200 - 300 € per company. Up to the target amount, these are saved in the savings plan.


In addition, I save the ETFs $IWDA (+0,23 %) , $LOCK (+0,86 %) without target limit.


Why this strategy despite my young age?


At the age of 18 I was diagnosed with lymphoma and successfully treated. Since I do not know how old I will be and whether the cancer will come back again, I try to generate a steadily growing cash flow and if it should lead to a long life, I hopefully have the opportunity to retire early and still be able to lead a few carefree days.


Thank you very much for your comments.

Eche un vistazo a mi Tablero de análisis ¡Ahora!
9
5 Comentarios

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If the debts are associated with interest then reduce them first before you invest.Otherwise, all the best for your health....and your portfolio 😉.
7
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1Año
RESPECT!
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I would also get rid of the debt first and then invest. Otherwise, the dividend strategy is rather unsuitable for your project. The rule is growth in the accumulation phase, yield in the decumulation phase. A compromise would be DivGrowth. Good luck!
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I wish you very good health and all the best! Can you recommend a savings plan at Bondora? Am not so sure....
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