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I've already used it twice privately and I think it's a good thing. As an investment, it's too difficult for me to assess. It feels like anything can happen, from to the moon to total failure, which is why I prefer other stocks in the tech sector.
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What is the moat supposed to be? It is not unlikely that more and more of the services will be feasible with AI.
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I started with 250 at the end of last year and am now running a small savings plan.
But as @DieEnte7 wrote, anything can happen
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