Hello to all the early risers among you :D
I've been in the stock market for about 10 months. My biggest positions are Bitcoin and the S&P500. My strategy so far has been to save the two positions monthly via a savings plan, which I plan to continue in the future.
In addition, I have repeatedly bought quality stocks with higher contributions during major setbacks and sold them promptly as soon as they have achieved a return of around 15-25% or a higher return than my S&P500. It is definitely more exciting but also much more costly (fundamental analysis, reasons for the setbacks, future prospects etc.) + I pay tax on my short-term gains. I simply don't have the time for that at the moment (degree, working student job, weekend part-time job)
Now I would like to change my strategy a little. I would like to continue to save my ETF + BTC and also add a few quality stocks or ETFs from the tech sector to jump on the AI bandwagon, so to speak, as I believe that despite the sharp rise, we are still pretty much at the beginning and there is enormous potential. In your opinion, does it make more sense to choose a sector ETF like the $IUIT (+0,28 %) or 2-3 quality stocks with high potential from the sector (e.g. $NVDA (+2,01 %)
$QCOM (+2,48 %)
$AMD (-0,35 %) or also $ASML (-1,59 %) )
Since my portfolio would therefore be very USA-heavy, I would also like to take 2-3 top stocks from the EU ( $ASML (-1,59 %)
$MC (-0,25 %)
$NOVO B (-17,74 %) ).
Possibly also stocks from South America ($MELI (+2,5 %)
$NU (-0,2 %) ) with high growth potential, the same from India with e.g. $INFY to diversify the overall portfolio more strongly.
For those of you who have read through to the end, I would be very pleased to hear your opinions, suggestions and criticism. As I said, I've only been on the stock market for just under 10 months.
Have a nice sunny Saturday 🤗