Personally, there would be too many ETFs for me, I would lose the overview and would rather take an ACWI. But as long as you're okay with it and you've obviously thought about why you have these ETFs, it's all good. What do you mean by employer restrictions? Are there general investment restrictions in the public service or only in your specific area?
@Psychedelic_Sunflower Well, @DonkeyInvestor has already plucked my cap off my head - as far as I know, this is not a general restriction on public service, but only due to a special function...
@DonkeyInvestor Are there any other civil servants who are subject to such rules? I mean, except in higher positions, very specific positions or deeply economic positions, civil servants are usually allowed to manage their own assets.