Imagen de perfil
My opinion on this would be
1. I don't think much of sector ETFs for the time being and would leave out your S&P Tech altogether
2. I would combine the two core MSCI World and S&P500 into one

In short, put all 3 ETFs in one - either in $IWDA or in $CSPX and that's it. Don't make it too complicated and make sure that there isn't too much overlap in the positions included. It doesn't help at all. Keep it simple and stupid.
2
Imagen de perfil
@Dividenden-Sammler Thank you for your answer.