2 years before retirement 80% in ETF and individual stocks... puhh daring. Do not misunderstand, but I'm glad that I manage my money for the pension itself and not sometime in the hands of my children must give and the then my pension verspekulieren 🤷🏽♂️ I do not know of course except the small pension, how it looks otherwise so.
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@TomTurboInvest Yes, that may be the case with you. But unfortunately it would remain with my parents only on the account and I consider that on view of the inflation also for daring.
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@fcfleming I understand, but there are alternatives between stocks and accounts. Take a look at the drawdowns of ETFs over the last 25-30 years - then you know how much ETFs can collapse and how long it can take for them to recover. I had to endure a lot between 2000 and 2015, and I don't want to have that again when I start my pension... and especially in times like these, that's not unlikely - I'm just talking about Russia, China, Taiwan and the like. But as long as your parents feel comfortable...
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