Hi everyone,

I am 30 years young and have been on the stock market since October 2020. My investment horizon is until around 2040, when I plan to be able to enter the withdrawal phase, if I want to do so at all (but that's the rough goal for now). In addition to the portfolio, I currently hold 2 rented apartments, which I was also able to secure cheaply and at extremely low interest rates in 2020 and 2021 :). Further real estate purchases are planned, but the market is notoriously difficult at the moment if you want to bring in little equity 😅.

As you can easily see in the portfolio, my interest lies exclusively in individual shares. For one thing, I enjoy it more and for another, it would of course be a lie to say that I wouldn't want to outperform the world ETF 🤷🏼‍♂️. Statistically, it is extremely unlikely in the long term, but so be it.

Beyond that, I'm only interested in growth stocks and especially tech. I also feel comfortable with having such a high weighting.

The overweighting of US equities is also a deliberate choice, as this is simply where some of the strongest companies are based, the USA is the most capitalism-friendly country and, what is much more important to me than the diversification of company headquarters, sales are generated worldwide. I also think, for example, that the biggest beneficiaries of India's growth are not necessarily companies from India itself, but the world's major (tech) corporations.

Of course, when I started my stock market career, I had to learn the hard way. The usual reasons:

• Listened too much to finfluencers
• Looking for quick money in gambles
• Tried leverage certificates without a plan
• Bought high-growth stocks with a lot of fantasy
• etc.

Starting out as a preferred tech investor in the corona hype was of course not helpful either.

I learned a few lessons from this, gradually got to grips with the key figures and valuations of companies and then threw out the companies that no longer fitted in with my strategy. That's how $SE (-1,3 %) , $SQ (+1,31 %) and $PINS the remnants of the high-growth values. I also started focusing much more on quality and not necessarily looking for a market cap of less than 30 billion to make it just a tenbagger... So 2023 was also a very good year and brought me break-even.

Of course, I'm still not afraid of risk, I like to mix in a few high-growers (but no longer indiscriminately without informing myself) and I like to be a bit more focused on the road ✌🏼

I look forward to your feedback, comments, (constructive) criticism and of course suggestions for optimization 😋

Greetings :)

P.S. I operate Buy & Hold & Check and only look for companies that I want to hold for the long term.