It doesn't matter to your shares if the bank goes bankrupt, because the shares are stored at a central depository. And it doesn't matter to the central depository if you bought at a neobroker or your house bank. Your risk is much higher with your bank fund and the only one who makes a return is your bank with the fees.
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@Der_Dividenden_Monteur as I said, I don't know how it works with online brokers, with normal house banks it's like you say. If this is also the case with online banks, I trust you.
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@BUI yes it is. https://www.boerse-frankfurt.de/wissen/ueber/geschichte-der-frankfurter-wertpapierboerse/von-der-physischen-zur-digitalen-verwahrung#:~:text=Today%20securities%20will%20be%20at%20central%20depositories,dividend payments. here is the info from the Frankfurt stock exchange on this.
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Thank you
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