Thank you for taking the trouble. You can also do something with it 😊 So you write yourself that you do not know very well and also have no time to deal more deeply with the respective shares. Therefore, my tip is: take an all world ETF and save there. This way you are well diversified and don't have to worry about anything. Regarding buying ETFs: pretty much every bank has its own broker. Sparkasse has the SBroker, DKB has its own securities account and so on. You can also buy/save ETFs there. So you just have to ask your bank for a securities account. Depending on which funds you have there, it may be worthwhile to exchange (but not necessarily worthwhile). But you have to calculate that. It can be that it is also good to let them continue. Regarding the individual values it is difficult to say something about it. You mentioned some good and solid stocks (e.g. McDonalds) others I don't know, and still others (e.g. Autozone) I think are risky. I don't know them but just because they are in the black doesn't necessarily mean they are a good investment. What is the moat about an auto repair shop? They're relatively easy to replace, so you should definitely look at the basics. So what options you have where to buy which stocks/ETFs, which strategy suits you best and so on. Because of your past you have already learned not to make impulse buys. That is already a lot of value. Find a strategy and then stick to it. For the beginning I repeat myself: open a securities account at the bank of your confidence, after you have informed yourself about the costs, take an All World ETF and save it. Good luck.
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@DividendenWaschbaer Thank you for your opinion. Again briefly to the bank, so I'm at the Volksbank and have talked to everyone there, investment advisor and so on, even with the Konkurenz you can only ETF one-time deposit with high fees. If I deposit monthly, and I would have to do that manually, that would be extremely high fees.
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@BUI That may well be the case. So savings plans should work as long as the ETF is tradable. The fees are of course another matter. At SBroker, savings plans cost 1.5% of the savings plan amount, unless there is a special promotion going on. This is the disadvantage if you want to have a broker at your house bank. Cheaper are of course neobrokers or brokers of an online bank (like consors). But this is of course personal preference.
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