All in all, I would sort the etfs here first, directly and I wouldn't try to cover every area.
Next, I'm an equity investor and I have a clear opinion on ETFs, better less than more.
In your stock selection, the German stocks can all go, see it as a lesson.
I like fortinet very much, the company with the best balance sheet in the whole security sector.
Here I would diversify as 2.
That means as tech take your Alphabet if you are convinced.
I would hold your fortinet or Amazon.
Then I would recommend diversifying the 30% stocks a little.
That means one asml for the industrial / semiconductor market.
Hermes for cyclical consumption.
A thermo fisher for the health sector.
A visa for the financial sector.
I would then relax, these are all very safe companies.
Then you can consider diversifying with precious metals or crypto.
That's really up to you.
That means you turn 16 positions into 8 positions in the best case, 3 etfs and 5 shares.
Next, I'm an equity investor and I have a clear opinion on ETFs, better less than more.
In your stock selection, the German stocks can all go, see it as a lesson.
I like fortinet very much, the company with the best balance sheet in the whole security sector.
Here I would diversify as 2.
That means as tech take your Alphabet if you are convinced.
I would hold your fortinet or Amazon.
Then I would recommend diversifying the 30% stocks a little.
That means one asml for the industrial / semiconductor market.
Hermes for cyclical consumption.
A thermo fisher for the health sector.
A visa for the financial sector.
I would then relax, these are all very safe companies.
Then you can consider diversifying with precious metals or crypto.
That's really up to you.
That means you turn 16 positions into 8 positions in the best case, 3 etfs and 5 shares.
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1Lun
@schokosahne I am definitely reducing the ETFs.
Why would you sell all German shares?
Thanks for the tips 👍
What method do you use to value stocks?
Why would you sell all German shares?
Thanks for the tips 👍
What method do you use to value stocks?
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@Sven235 as the yields are significantly weaker. The moat is not there now. In the end, as an investor, I see one thing in shares.
I want the highest return with the lowest risk and there are so many great companies. But they are not based in Germany. We have some in Europe, such as novo nordisk or Hermes.
It's good that you're taking this approach and the sooner you adjust it, the sooner you'll achieve stable and good returns.
I wish you every success
I want the highest return with the lowest risk and there are so many great companies. But they are not based in Germany. We have some in Europe, such as novo nordisk or Hermes.
It's good that you're taking this approach and the sooner you adjust it, the sooner you'll achieve stable and good returns.
I wish you every success
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