1Año·

Hello everyone,

It's been a long time since my last portfolio presentation.

After a lot of back and forth in the beginning, I finally moved away from individual stocks.


However, I am always "tickled".

My current monthly savings rate for the FTSE All World is €1000.


I'm thinking about saving 10 shares of €75 each and €250 for the All World (as I also have a share loss pot of around €2000).


These would be the shares I would save for:


$AAPL (+1,12 %) Apple

$MSFT (+1,66 %) Microsoft

$AMZN (+1,66 %) Amazon

$V (+1,58 %) Visa

$PG (+0,1 %) Procter & Gamble

$MCD (-0,15 %) Mc Donalds

$PEP (-0,19 %) Pepsi

$MDLZ (-0,61 %) Mondelez

$JNJ (+0,71 %) Johnson & Johnson

$NKE (-0,06 %) Nike


My mind actually tells me that I should stick with ETF only. However, I simply find individual stocks more exciting 🤷🏻‍♂️


Investment horizon until retirement (approx. 20 years) and beyond.

4Puestos
181.342,65 €
11,68 %
38
21 Comentarios

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I am rather critical of savings plans for individual stocks. You can do it for long-running stocks that are always too expensive ( $V, $NOVO B, etc.) (I also do it for individual stocks), but in general I think it makes less sense.
Especially with P&G and J&J I don't see any outperformance, Pepsi and Mondelez are not safe either.
They could act as a stabilizer for the portfolio and will probably fluctuate less than the ETF. But as a booster rather less - my guess.
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1Año
@KevinC originally my list was very different with the European stocks Novo, ASML, LVMH, Allianz.
It's not all that easy. Now I'm focused on companies that I consume myself or personally like
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1Año
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@DonAlvaro no, you just didn’t get my point.
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Listen to your mind! All positions that are probably in the top 50 of your ETF. I'm almost monogamous now and I'm definitely sticking to it, much more relaxed 😁
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Absolutely good! 💸
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Good and simple, you can't go wrong with 💪🏽👍🏽
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I can fully understand you :D I feel the same way. I have regrouped a bit and would like the FTSE All World as my largest position, with a tendency towards ETFs only :D But shares still make up 73% of the portfolio (55% of which is NVIDIA). I will continue to hold my 5 different individual stocks. Problem: I'm also itching to expand them further (except for NVIDIA) .... so I feel for you :D
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Take a look at the depot at @tommycash. That's probably exactly what you need. You can then adjust the individual stocks if you don't like them. Do you want value stocks?
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You certainly won't go wrong with the selected shares. All top quality stocks, with nice dividend growth for a regular cash flow in the future. 🚀💸
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I think your portfolio is great the way it is. But I've also added a few shares myself 🚀
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The overweighting in Apple, Microsoft and Amazon would also be too high for me.

Why no long-term runners or stocks with high dividend growth?
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I would rather move the decimal point in your Bitcoin position one place to the right in the long term than add more US companies 😁
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I spent a lot of time thinking if I would buy just a vwce or rebalance the % using different etf and at the end I opted for the second. I really appreciated your portfolio because I understood that even if you don't have a small one, you can use a simple strategy like accumulating an all world etf and putting liquidity in a fund that follow the euro short term rate. Thanks a lot for opening my mind
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I salute you and your determination of sticking with ETFs only. Well done. There will always be this tickle, the next shiny new thing, but nobody know the next 10 bagger (otherwise we'd all be millionaires, right?!).
I've broken that 'no-individual-stocks' promise to myself on multiple occasions and I always regretted it. If you have some 'f_ck-it' money, go nuts and act on that itch otherwise I recommend to stick with solid, low-cost ETF and maybe...maybe add some hype stock ( $PLTR comes to mind), all others, well established companies will be part of the ETF landscape anyways (the likes of $AMZN , $MSFT , $GOOG etc.).
Happy investing, happy compounding!
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The rational investor... I can hardly believe it.

I'm at the same point right now, I don't have any more time for trades and research and will gradually reallocate.

Once in $FGEQ and once in $TDIV. The overlaps are limited and I know that $EQQQ or $VUSA will probably perform better. I deliberately took 2 with a global focus, just fire & forget.

Put €1000 into the ETFs every month and add €50 each in Reits & BDCs, that should be enough.

Definitely more relaxed, but I can understand the itch in my fingers only too well... 🫡
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1Año
Thanks to everyone for the feedback.
I will probably stick to my strategy for the time being and not add any individual stocks.
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For my taste, it fits perfectly. It looks similar for me.
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I don't understand why you want to invest in all world etf and then also in 10 stocks. Probably as a booster, but you have to think that if the 10 stocks go down then your ETF will also go down. If the 10 stocks go up so will your etf, but you have double risk if you invest like this. Don't think so? Then make a sample portfolio and you'll see. Personally, I would have only invested in etf or only on shares. Ahh don't forget the costs...
Hello question for you: how much does it cost you to buy the overnight ..... and which bank are you with?
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1Año
@userc818a6f2df6247c9 Hello, I'm with ING. There was a promotion, I didn't pay any purchase fees.
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