Hello, GQ community!
I'm 50 years old and I'm very new to this interesting world of investments.
I believe it's never too late to learn something and start a new journey.
I plan to travel for about 15 years 🤞🏼🙂
I watched a lot of YouTube videos before deciding to switch to ETFs from simple deposit accounts. Actually I don't have knowledge yet to invest in individual stocks, so I'll go all-in on a few ETFs, trying to diversify a little bit. They say is good not to be entirely exposed to the US market, even though it should be every portfolio's core.
I started with a 5k allocation and I chose $IWDA (+0,05 %) as my core, $SMEA (+0,5 %) for the European market and $AASI (-0,4 %) for a share of emerging markets ( 👉🏼 I wanted them to be Asian only, but then I realized $AASI (-0,4 %) overweight US 🙄 Why its name is so deceiving?)
In short guys, by next week I plan to allocate another 20k to boost my portfolio and then saving every month.
I'd make $IWDA (+0,05 %) at least 50% of my position, I'm considering the purchase of some $EIMI (+0,16 %) shares (more focused on EM) and maybe soon a crypto ETN/ETC (I still have to understand which is the best offered solution from my broker).
I wouldn't exceed 10% for $WGLD (+0,3 %) and 5% for the crypto.
- Do you have any tips?
- Do I already have overlaps?
- Does make sense to save on some $IS3R (+0,05 %) shares just to get a tiny boost to my returns?
- Which would be the ideal % for every allocation?
[👉🏼 If I get a negative feedback about $IS3R (+0,05 %) and $AASI (-0,4 %) I won't sell them, but just let run as it is]
Thanks in advance for any precious opinion!