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To investors with a dividend strategy,


the rest would not be attracted by the portfolio anyway.


A brief introduction:

I am 42, married and have three kids (6,3,3).

Due to one child's health restrictions, only I am currently working (Head of Sales at a subsidiary of an MDax company).


I have been on the stock market since May 22 and at the beginning I also played popular games such as "buy high, sell low" or "back and forth makes pockets empty".


About the portfolio:

This week my wife received a gift, which I have added to my portfolio:


Of course, entering the gift has affected the performance on the one hand, but also the compilation on the other. But I don't want to complain about the gift.


The general aim is to have a seven-figure portfolio when we retire and not to withdraw any savings. We want to use the dividends to close the gap between retirement and income and then bequeath the portfolio to the boys.


Investments of at least 15k p.a. + 1k increase p.a. + reinvestment of dividends are planned for this.


My question:

Would you just invest in the etfs for now until the dimensions are right again or keep running the savings plans even with the small positions + one or two more buys from the watchlist.


Which share would you not want to have/exchange and why?


*I don't interfere with my wife when it comes to the shares she received as a gift. That's her inheritance/gift. Even if we build up the assets together.


**Of course, I didn't enter the incredibly beautiful original purchase prices. But the prices at the time of the gift.

30Puestos
83.216,08 €
1,67 %
38
26 Comentarios

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I think this is quite solid and have many stocks in my portfolio.
Now I would put a savings plan on all positions and increase it with rising dividends. If larger amounts come in, the savings plans will be increased for a while.
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It always makes my heart beat faster when I see people here of a certain age (like mine) who stumbled into it rather late (like me), learned from it (like me) and corrected past investment mistakes (almost like me :-D ) - keep it up and good luck with implementing your strategy. I will gladly follow it. ✌️
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I would then consider a VvG with regard to the inheritance of the custody account in a seven-digit amount. I would be very reluctant to see the state take a lump sum here
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I like your portfolio. I'm also trying to build up a dividend portfolio at the moment. But I only have 12 years until I retire and only started 1.5 years ago. My portfolio will go to my daughter later.
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I like the portfolio. I would pull up the ETFs and add to the individual positions when good opportunities arise.
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It already looks really good, I would look to expand one or two sectors further. You are currently (just like me😂) very strong in consumer staples. Perhaps you could diversify further with commodities, energy or real estate. These are all rather "cheap" sectors at the moment.
Otherwise, just keep it up, especially continue to expand the ETF share. Good luck and all the best 👍🍀
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I like the $UKW position 😜
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For your plan, I would clearly focus on steady and reliable dividend growth. I really like $MCD $CSCO $HD and $NKE from your portfolio, for example! As $MSFT has done very well recently, I think it would be worth considering (even if some people will castigate me for this now) taking 2-4% out of it and rebalancing towards even stronger dividend growth. Good stocks in my opinion are here: $AMT $FNF $DHR $TGT (from the equities, financials, pharma and consumer cyclical sectors). I personally like your approach and your portfolio very much!
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I think you have too many shares for the total. More quality is better than diversity. I have exactly the same situation as you and the same goals. I wish you every success 😚
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Unilever much too high weights the thing brings no return rather more tech
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