9Lun·

Hello everyone,


I always enjoy reading about the "dividend strategy" here.


Mostly the ETFs $ISPA
$ZPRG
$VHYL are mentioned. The advantage here is that dividends are paid every month.


So far so good. But that's where all the information ends.


Has anyone taken the trouble to present this strategy in figures over the last ten years, for example? I would be interested to see how the capital has developed. Also via a savings plan and with reinvestment of the distributions, for example.


I think there are many newcomers here - like me - who would be interested in this. Perhaps this could also convince some pessimists.


Thank you very much!




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Id be glad to do your home work for some Bitcoin?
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In principle, I would also be interested in this. The only problem with such back tests is that they are often only accepted if the results fit. In other cases, general statements are made about the sense and nonsense of backtests. For example, backtests are useless because they only look into the past (is that what their backtests say?), or: nobody can look into the future (nevertheless they buy shares).

Dividend investors in particular don't have the reputation of being the most rational co-investors here on GQ. Quite emotional about dividends.

In short: a backtest on the div strategy is almost certainly a waste of time.
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The results will be significantly worse than those of broad market ETFs. Just compare the performance of the relevant ETFs on ExtraETF or something like that.
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There was once an article here that compared the FTSE all World (distributing) exactly with it. But unfortunately I've lost it. Maybe someone will find it 👀
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Search for the corresponding ETF on extra ETF - fire up Exel and rubber. The result is too frustrating for someone to do the hard work for you.
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ETFs that pay out dividends are (unfortunately) lagging behind. Even with immediate reinvestment of dividends. If you are about to retire - go for it.

If you want to build up with a higher risk than if you were simply saving an ETF without distributions - then concentrate on BDCs (which have a good history and good management) or possibly even $O

- Save more risk than the "boring" ETF. More return? - No. But still cooler :)
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Such dividend strategy ETFs are rarely a performance rocket. Then you don't need complex calculations and backtesting. I can also realize dividends through partial sales without being at a tax disadvantage.
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Hmm I mostly read the combination $VWRL $FGEQ $GGRP & there is absolutely nothing wrong with the combination, as you always perform at world ETF level in the long term.

By the way, you can also do backtests here with a manual portfolio. I was very surprised that $VUSA has fantastic dividend increases in the long term.

All other high dividend stocks only make sense in old age & not in the savings phase.
I may have expressed myself incorrectly in my explanation. I was referring to the "dividend snowball principle" in order to see the development of dividend yields over the years.
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Your request is really good. I also save at $VHYL, $ISPA and $ZPRG, among others

Of course, it shows me key figures, but these are not meaningful. I have always only saved from my net salary and usually put the distributions into individual shares. Sometimes I also bought additional shares. In other words: YOU are unlikely to find anyone who always puts the dividends of an ETF into exactly the same ETF at exactly the same payout amount. You're more likely to find models where you put the dividends in title 1 one month, title 2 the next month and so on. Only the savings plans from the net salary are probably left constant, at least I hardly ever change them.
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