Probably not. It just depends on how many fees you pay for it.
You can also leave it at trade Republic for 3.75% and then simply let the savings plan run there or transfer it away from you every month
You can also leave it at trade Republic for 3.75% and then simply let the savings plan run there or transfer it away from you every month
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•2Lun
Ok thanks. That's true about the fees, of course, and Traderepublic was also a consideration. The stupid thing is: the portfolio is with Degiro. and sometimes there are days when it would make sense to realize the savings plan (I do it manually, not automatically), but then there is a lack of liquidity until the standing order from the standard account is made again. The idea was therefore not to leave this liquidity in Degiro Cash but to pay interest in the ETF...
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@MisterG-84 It's just a question of how much interest you lose or gain. You can always leave €500 as a buffer and as soon as the savings plan is executed, you transfer €500 again, which will be available until the next time
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2Lun
@DividendenWaschbaer Why do you have the money market ETF in your portfolio?
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@MisterG-84 Because the money is more or less reserved. The time frame is too short for an ETF, it's too risky for me to leave it in TR, as I could be tempted to invest it in the event of a crash and I don't fancy shopping for overnight money either, otherwise I would keep it separate from the investment money anyway. So I'm avoiding that now.
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