(@DerETFnewbie) en getquin

Hello all,

after I wrote my first and only post in getquin about 2 months ago and I had only a rough idea of my strategy at that time, today follows my personal strategy.

First of all many thanks to @DonkeyInvestor for the great template for portfolio feedback.

Step 1: About me and my investment horizon and goals

I am 33, married and have 3 children. I am a team leader in an IT company. My wife and I own two apartments, one is owner-occupied, the other is rented. Both still with remaining debt. My investment horizon is between 20-30 years and is intended to supplement our pension and give our children a good start in the "adult world".

Step 2: My strategy

Until two months ago, I was of the opinion that I needed individual stocks in addition to my $VWCE (+0,94 %) need. After several sleepless nights and countless researches, I decided on a core-satelite strategy. I am betting on about 90% ETF and about 10% crypto (gambler position).

Step 4: My Depot

The following ETFs are in my portfolio

$VWCE (+0,94 %) - Savings plan 700€/month
$MEUD (+1,51 %) - Savings plan 150€/month (US share is to be reduced thereby somewhat)
$SEMI (+1,38 %) - Savings plan 25€/month (I hold a lot of the industry and is also somewhat job-related)
$LOCK (+1,93 %) - Savings plan 25€/month (Holds a lot of the industry and is also somewhat job-related)

From 2024 I will reduce the $MEUD (+1,51 %) to 100€ and reduce the $SEMI (+1,38 %) and the $LOCK (+1,93 %) increase to 50€ to get a better percentage weighting.

The following crypto are in my portfolio

$ETH (-1,83 %) - Savings plan 50€/month
$BTC (+1,57 %) - Savings plan 50€/month

Step 4: Depot expansion

I want to keep my current portfolio for at least the next 5 years, because I don't want to deal with rebalancing. As soon as I have more money (loan paid off, salary increase, etc.) the position of the $VWCE (+0,94 %) will be further expanded and possibly another gambler position will be added.

Step 5: What I do not want to have

Currently I do not want to have any dividend positions, who knows what will be in 5 years.

A nest egg in the checking and call money account exists and also continues to grow.

Step 6: Share absolute values

Check

Please give me constructive feedback on my portfolio!

𝙼𝚊𝚗𝚞@FrauManu

1Año

Finally a clever portfolio feedback as it should be, Yuppie Yeah🥰. Thanks for this!

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Fabzy ✨@Fabzy

(All)World-Core 🤝 Semiconductors🤝 Cybersecurity 🤝 Bitcoin 🤝 Job in IT 🤝 Not chasing dividends 🤝 Somehow I like your portfolio, don't know why 😁 Whereby I rather bet on the individual stocks than on the ETF. To avoid sleepless nights, but not wrong, although I hope more from the individual company at acceptable cost prices, than from the ETF by savings plan.

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Beat The Bank@randomdude

✅ Good plan!

Adrian@Adrian5566

It's on!

Satoshi Nakamoto@DonkeyInvestor

Why do you want to reduce the USA share? I would not do that. Your sector ETFs are too specific for me personally. I would rather choose a general IT ETF and liquidate both sector ETFs. Otherwise it sounds good 👍

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Hendrik@ChickenHenne

More than solid savings rate and good selection of stocks. Sector ETFs are of course a matter of taste, but if it keeps you motivated, why not :-) Otherwise, we seem to be relatively similarly positioned - which of course gives us sympathy points. In addition, same age and job sector. I keep my fingers crossed for the future :-)

Horsti@Horstiiii

This reads like a nice plan! You just forgot the savings plans for the kids ;-)

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Anonymous01@Anonymous010203

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