David (@ModernThommyShelby) en getquin

DO NOT IMITATE, I AM DELIBERATELY TAKING A CALCULATED RISK!!!

It's not given to human beings to have such talent that they can just know everything about everything all the time. But it is given to human beings who work hard at it - who look and sift the world for a mispriced bet - that they can occasionally find one. And the wise ones bet heavily when the world offers them that opportunity. They bet big when they have the odds. And the rest of the time they don't. It's just that simple.

Charlie Munger

Since I $TSLA (+2,94 %) is massively undervalued and $11B (-1,59 %) an asymmetric bet with massive upside potential (especially with the release of Fostpunk 2), I have decided to bring forward my savings rate and take out a loan of 15k. I am convinced that I can outperform the interest rate of 7.3% over the 5 years. Thanks to an overdraft facility, I was able to increase the amount to be invested to €18500 (I will close the overdraft facility with the next 3-4 months' salary).

My savings rate is higher than the loan repayment rate anyway and as I will have finished my doctorate in 2.5 years and will then make a significant jump in salary, I am prepared to take the risk.

I have divided this sum as follows:

7850€ in 11 bit studios
7367€ in Tesla
3000€ in Tesla KO certificate 2x leveraged
250€ in Tesla KO certificate 8x leveraged

So approx. 44% in 11 bit and 56% in Tesla

(of which 70% in shares and 30% with higher exposure)

Besides, my savings plan runs in addition to the loan installment to build up a core with:

25% MSCI World

25% MSCI EM IMI

25% MSCI European Small Cap

25% Pershing Square

I know I'm getting a lot of hate again because taking credit for an investment is absolutely NoGo (but for a car that already loses 10-20% of its value at purchase it's of course okay😄) and others will just dismiss it as gamble, but for those who understand why I'm doing it or just want to see me fall: Feel free to follow me, I will give monthly updates on how good or sh*t my credit portfolio is doing 😄

GeldmitKopf@cashwithhead

10Lun

So I also have a loan to buy, but KO certificates are tough.
Good luck

•

Ver todas las 4 respuestas adicionales

Rmann@Epi

A technical question: why are you taking out an overdraft in order to leverage? You can get the same leverage via warrants or CfDs, but the borrowed capital there usually costs little more than the key interest rates.
Maybe I'm misunderstanding your strategy, but to me it looks like you're giving money to the bank for no reason. In a situation where you think you have to invest every penny, that's not really understandable.

Ver todas las 2 respuestas adicionales

Floriano@FlorianoPerlini

come to mauerstrassenwetten on reddit

Mostrar respuesta

Joris@JorisInvests

Whish you the best. Losing 18500 + interest isn't the end of the world, but losing nothing is much better (remember the 2 rules from Warren Buffet about investing: rule nr1: don't lose money ; rule nr2: remember rule nr1)

NoobHDTV@NoobHDTV

Wouldn't be able to sleep peacefully for another day, but I wish you every success! 🚀🍀

DerMartin@DerMartin

🍿

the_investing_otter@the_investing_otter

I read the post and immediately opened a short position

Magician@income_magician_28

What if you become unemployed and or don't get your promotion?

Das Portfoliopferd@Portfoliopferd

What exactly justifies the 11 bit rating? I'm not familiar with it, but somehow it looks very surreal

Felix@Investor_in_Jogginghose

I have also taken out loans a few times and bought shares with them. But at 3% and without leverage. It was worth it.

Frostpunk is sure to be a good game. These games are in vogue. There's also this "steam build world" with a streampunk design. It's pretty celebrated.

I pray for you.