Louis (@Litt99) en getquin

2Semana·

Comentarios sobre la cartera de inversiones

Hello everyone! I've only been a passive reader so far, but now I wanted to share my portfolio with you. To the ETF savers: how do you manage to stay consistent? I'm always fantasizing about buying shares, at least some of the time. It's really hard to keep it up...

About me: The original investment volume was 100,000, which I invested and left in 2020. I'm a qualified banker and have now completed my law degree and will soon be starting my ref, so I can at least partially save something in the portfolio.

The original allocation was as follows:

30% Fidelity

25% MSCI world

20% S&P 500

5% Europe (only to compensate for the relatively small European share in the World)

8% India

8% Big Data&AI.

4% Gold

Overlaps are known and deliberately accepted.

I would like to use savings plans to bring the portfolio back to the target allocation.

I am also considering replacing Big Data with a semiconductor ETF. Both seem very relevant for the future to me, but the AI manufacturer needs the semiconductor, not the other way around 🤔

29 Comentarios

2Semana

Take a look at the portfolios of other users here - you can't generalize, but it often turns out that the more individual stocks, the worse the performance. That should at least be a good reason for ETFs? Not to mention the time involved.

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Marcel@Mcl1991

2Semana

Very nice portfolio 😌 I like it very much.
I only invest in the $IWDA via a savings plan. And if I'm interested, I might add a sector ETF. But I keep my distance from individual shares. Simply because I don't have the nerve to analyze companies and because I don't expect to beat the market 😌

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tommycash@tommycash

2Semana

I've only been saving in my 1 ETF solution for around 2 years now and have sold almost all of my individual shares - it's a relaxed life and probably better performance too 🤲

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Puki@Puki

2Semana

I see no reason to buy individual stocks, but I understand your point... basically you are very well covered and you are mostly where the big money is

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RealMichaelScott@RealMichaelScott

2Semana

Just keep it up 👍 boring can also be good in this case.

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JM@jm_finance

2Semana

I'm also on my way back to an ETF-only portfolio 🙂 I only have Allianz and $O in my portfolio.... recognize the inner "compulsion" to want to buy individual shares, but you have to be strong 😀🙈

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LS90@LS90

2Semana

Congratulations on the perfect time to buy 🚀🚀 Why should you do anything else? The return proves you right

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Gerit@Gerit

2Semana

Litt 🆙 just as you would expect

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TheGuardian@TheGuardian

2Semana

30% Fidelity seems too much to my liking but thats just me. I assume dividends are reinvested.

SMH could add growth in addition to or alternate to Big Data & AI.

Otherwise, roughly 22% per year is not bad for this portfolio.

I would stay away from individual shares for peace of mind. People go to individual shares mostly to beat the market (etf) but more mixed positions what make them drag down.

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T..@AIex

2Semana

Very nice performance, congratulations!
Are you saying that you've been investing in big data and AI since 2020?

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