So since the comment is supposed to be constructive: Good that you are investing, and diversifying. BUT ETFs with high dividend yield are demonstrably not good performers. Instead of the $VHYL, get a dividend ETF with a low payout, which performs well and increases the dividends: It will bring you more in old age. I would advise you to do the same with the Europe ETF. Theme ETFs are quite controversial here if you can't do without them: GO FOR IT https://getqu.in/l8fHgE/ylg6MI/
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@suscimer thanks for your assessment. I'll look through the possibilities!
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