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In such a case, I would rather go to a bank like ING.

There are also interesting mixed ETFs that focus on bonds and other assets in addition to equities.
Personally, I don't think it's ideal, but I can think of <security:n/a:LU0360863863>, for example.
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@Horrax I had also briefly considered the Arero. Unfortunately, it is not suitable for this case because of the high volatility. It is higher than the ACWI.
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@Horrax I do indeed consider ARERO to be suitable. Perhaps you can find a broker who offers both a low-cost savings plan and a low-cost de-savings plan. Then everything runs on autopilot.
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I have other values from my tracking in Portfolio Performance: According to this, the volatility of the ACWI IMI since 2018 was 40.7%, that of the ARERO 22.9%.
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@randomdude I'd have to see where I got the values from. The Arero has been around since 2008.