Hello everyone!

Well, I did it—I’ve reached 100k and passed my first “big” milestone. Last week, I was able to add $4,100 into $SCHD . I’m pleased and happy to have achieved my goal this year. I have to say, I didn’t feel any massive relief (which I expected), but I’ll try to take a breather and slow down a bit, as I mentioned before. According to my FIRE calculator, 100k might even be enough to reach a million dollars by my 40s. Of course, for a truly comfortable life (doing whatever you want, traveling, buying what you want, and not worrying about money), I’d need 3-4 million. But that sounds like an overwhelming number, or a sure path to burnout by age 35, with even worse consequences. So for now, I’d like to focus on what I have, share my experience where I can, and gradually think about the next steps.

It feels like I need to pay more attention to what I want and need in the here and now, and push myself less toward relentless saving while tuning in more to myself. This will be a challenge, as years of saving and restrictions have made me forget how to do this. I think I’ll need to work with a therapist (honestly, I think psychology is essential for everyone, and I’ve been working on it for a while now).

I’ve decided to start a mini-series of posts about finance: financial literacy basics, tools, calculations, etc. I think I’d find it interesting to put something like this together and see the response. Most likely, I’ll do this on Telegram, while keeping my weekly updates here.

Take care and have a good week!