9Lun
Hey, your depot looks really great, especially for your age!
Keep up the good work, your attitude and respect for your parents will take you a long way.
Your strategy also makes sense so far, I like the stocks in your portfolio, I don't see any gambling.
Regarding your ETFs, there are certainly good opinions against a distributing variant, because you can also use the tax-free amount in other ways.
Precious metals: what did you have in mind? Gold?
May I ask why, if you still have enough time to invest?
You should take another close look at this, so that you don't end up 5 figures worse off when you retire just to own some gold that gives you a sense of security but doesn't pay dividends, for example.
As for the interest rate cuts, the broad market expects it, an increase is less likely, especially because inflation overseas is also under control, keeping interest rates at the same level is probably the best solution, at least for the time being.
My reason for not buying bonds:
If interest rates are lowered now and not quickly enough or I don't manage to sell my bonds at a profit, there is a risk that inflation will rise to new highs again, which (should/)would result in renewed and significantly higher interest rate hikes.
The speculation makes sense, no question, but keep in mind that even if you are "right", it was still a lot of luck and could be different in the future.
Welcome to the community! 👍
Keep up the good work, your attitude and respect for your parents will take you a long way.
Your strategy also makes sense so far, I like the stocks in your portfolio, I don't see any gambling.
Regarding your ETFs, there are certainly good opinions against a distributing variant, because you can also use the tax-free amount in other ways.
Precious metals: what did you have in mind? Gold?
May I ask why, if you still have enough time to invest?
You should take another close look at this, so that you don't end up 5 figures worse off when you retire just to own some gold that gives you a sense of security but doesn't pay dividends, for example.
As for the interest rate cuts, the broad market expects it, an increase is less likely, especially because inflation overseas is also under control, keeping interest rates at the same level is probably the best solution, at least for the time being.
My reason for not buying bonds:
If interest rates are lowered now and not quickly enough or I don't manage to sell my bonds at a profit, there is a risk that inflation will rise to new highs again, which (should/)would result in renewed and significantly higher interest rate hikes.
The speculation makes sense, no question, but keep in mind that even if you are "right", it was still a lot of luck and could be different in the future.
Welcome to the community! 👍
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•Hey Gerit,
thanks for the kind words and welcome to the community. :)
By precious metals I mean the stock I currently own.
I was given half an ounce as a present when I was born and occasionally a 1G bar for my birthday. No further purchases are planned.
I fully agree with you about the bonds, I'll keep an eye on them over the next few months and get rid of the position if necessary. It really is very dependent on luck.
thanks for the kind words and welcome to the community. :)
By precious metals I mean the stock I currently own.
I was given half an ounce as a present when I was born and occasionally a 1G bar for my birthday. No further purchases are planned.
I fully agree with you about the bonds, I'll keep an eye on them over the next few months and get rid of the position if necessary. It really is very dependent on luck.
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