3Lun
It's great that you're already doing something during your studies! What are you studying? :)
I'm not one to say categorically (but you'll read that here) that small equity positions don't make sense, just buy an ETF, but with your allocation it's not quite clear to me why Allianz, for example, is bobbing around.
Put a savings plan on it if you can and save your shares: then good. Otherwise, think about whether you should shift them into an ETF.
Topic high dividend. In my opinion, that makes no sense. We're still too young for that ;) On the other hand, the VanEck has recently been able to compete with the msci world and it tends to perform in the opposite direction to the MSCI world. So it's not entirely unattractive.
If you really want to add something from the dividend area, perhaps $GGRP or $FGEQ, both in the distributing version (I don't know exactly which one I have quoted here), might be something. They combine growth with dividends (growth)
I'm not one to say categorically (but you'll read that here) that small equity positions don't make sense, just buy an ETF, but with your allocation it's not quite clear to me why Allianz, for example, is bobbing around.
Put a savings plan on it if you can and save your shares: then good. Otherwise, think about whether you should shift them into an ETF.
Topic high dividend. In my opinion, that makes no sense. We're still too young for that ;) On the other hand, the VanEck has recently been able to compete with the msci world and it tends to perform in the opposite direction to the MSCI world. So it's not entirely unattractive.
If you really want to add something from the dividend area, perhaps $GGRP or $FGEQ, both in the distributing version (I don't know exactly which one I have quoted here), might be something. They combine growth with dividends (growth)
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•3Lun
@ben_n Welcome to the Lawyers' Club 😉
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3Lun
@Mayra97 Why not dividend stocks? I have a completely different opinion. From an overall return perspective, I agree with you, although there are also studies that show that distributors perform well compared to the market. But as a motivation, current cash inflows provide a push to stay invested that should not be underestimated.
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3Lun
@Tokugawa To be honest, I have to say that I have little interest in individual dividend stocks. A lot of micromanaging, sector coverage/diversification, fundamental analysis, watching watch lists, all things I don't want to do, only to be unable to beat the market afterwards (like many). I prefer dividend-paying ETFs, both because (as it seems to me) in most portfolios you see the stocks that have the largest share in the respective funds anyway.
I prefer the security, after all, the portfolio should be able to pay for my third tooth when I retire. (or a Porsche at 30)
I prefer the security, after all, the portfolio should be able to pay for my third tooth when I retire. (or a Porsche at 30)
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