$V (-1,68 %) How secure do you consider Visa (or Mastercard $MA) (-0,63 %) safe?
Visa and Mastercard are generally regarded as good, stable stocks that have performed well so far - but where do you see risks and how high do you rate them? Are there any reasons for you not to include them in your portfolio?
I see dangers here:
- Competition: Not only Mastercard but also fintechs and new payment methods such as cryptocurrencies represent growing competition.
- Regulation: Stricter regulations, for example in the area of data protection or fees
- Economic downturns: In times of economic crises, consumer behavior decreases, which can have a negative impact on Visa's business.
- Cyberattacks: A successful cyber attack could shake customer confidence and lead to significant financial losses.
- Geopolitical risks: Conflict or political instability in key markets could impact the business.