Either everyone here likes my portfolio or I don't know.
I was hoping for some feedback and that's why I put everything out in the open 😁
I'm mostly a silent reader but maybe the people who swirl through my feed have some feedback for me.
@Simpson @GoDividend @DividendenWaschbaer @Michael-official @Fabzy @finanzperpetuum @KevinC @Alumdria
Thank you!
I was hoping for some feedback and that's why I put everything out in the open 😁
I'm mostly a silent reader but maybe the people who swirl through my feed have some feedback for me.
@Simpson @GoDividend @DividendenWaschbaer @Michael-official @Fabzy @finanzperpetuum @KevinC @Alumdria
Thank you!
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@TheRealBrockNicholson I actually like your portfolio quite a lot. I would simply go for an All World ETF. And I wouldn't necessarily sell stocks like Apple, Microsoft, Meta, etc. because of the cluster risk as an argument. If you are 100% behind these companies, it doesn't really matter if those positions are a little more heavily weighted. Your portfolio already looks well diversified. And there is also a stock market saying: back and forth empties your pockets. You write yourself that you are following a buy and hold strategy. Then I wouldn't sell any of the shares. If at all and if you are really not satisfied with the cluster risk, I would sell some of the stocks with high returns, realize the price gain and reallocate. But otherwise I think the portfolio is great. Keep it up and you'll be able to retire earlier😄
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•@Alumdria top thanks - you often get caught up in your own thoughts yourself, so I really appreciate the feedback. I stand behind the companies and you're probably right - just keep going. Back and forth in this case would definitely empty my pockets due to tax issues.
Then I'll keep going so that the early retirement works out 😎
Then I'll keep going so that the early retirement works out 😎
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•@TheRealBrockNicholson not a thing😄
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@TheRealBrockNicholson It's the weekend. There's generally less going on here 😉
I like your portfolio.
There's really not much you can say about it. You could sell Meituan because the position is small. Unless you have a special investment case or savings plan or something.
Otherwise, I would perhaps try to weight the ETFs higher. But ultimately that's a matter of taste.
Whether you need so many ETFs is also a question. You could also cover it with acwi. But here too, of course, you should do what you feel comfortable with, and that's what you're doing.
The positions themselves are good and more or less correspond to my positions in terms of size. My target size is currently still €1500 per position. But some of them are still missing a lot 😅
But that's another reason why I like your portfolio.
Otherwise, keep going. The savings rate is good and the dividend and possible salary increases will also increase it.
Keep it up
I like your portfolio.
There's really not much you can say about it. You could sell Meituan because the position is small. Unless you have a special investment case or savings plan or something.
Otherwise, I would perhaps try to weight the ETFs higher. But ultimately that's a matter of taste.
Whether you need so many ETFs is also a question. You could also cover it with acwi. But here too, of course, you should do what you feel comfortable with, and that's what you're doing.
The positions themselves are good and more or less correspond to my positions in terms of size. My target size is currently still €1500 per position. But some of them are still missing a lot 😅
But that's another reason why I like your portfolio.
Otherwise, keep going. The savings rate is good and the dividend and possible salary increases will also increase it.
Keep it up
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•@DividendenWaschbaer That's when I have more time than during the week, but yes, I understand 😁
I bought Meituan back when I still had Tencent in my portfolio. It's not worth selling here because of the fees, so I'm leaving it.
So your target size is €1500 and then the rest in ETFs? Yes, I still need to add to some positions.
Thank you, I'll definitely keep doing this.
I bought Meituan back when I still had Tencent in my portfolio. It's not worth selling here because of the fees, so I'm leaving it.
So your target size is €1500 and then the rest in ETFs? Yes, I still need to add to some positions.
Thank you, I'll definitely keep doing this.
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@TheRealBrockNicholson I made the "mistake" at the beginning and somehow made 30 savings plans of €20 or something like that. Then I deleted, changed or added a few more. I then had lots of small positions and have now reached 59. As my portfolio size is similar to yours, I don't really want any more for the time being.
That's why I've set myself the goal of getting all my positions to at least €1000 and now €1500.
I've already succeeded with some of them, but it's still taking a while with others and with others I'm not sure whether I want to expand them or sell them (because the position is too small (e.g. 3M)).
When the 1500€ per position is reached, there will be another target size. Or a sorting out or something like that. Let's see what ideas I have then.
My ETFs are out of competition. They are simply saved stubbornly until retirement. Nothing happens to them, except that the rate increases from time to time.
That's why I've set myself the goal of getting all my positions to at least €1000 and now €1500.
I've already succeeded with some of them, but it's still taking a while with others and with others I'm not sure whether I want to expand them or sell them (because the position is too small (e.g. 3M)).
When the 1500€ per position is reached, there will be another target size. Or a sorting out or something like that. Let's see what ideas I have then.
My ETFs are out of competition. They are simply saved stubbornly until retirement. Nothing happens to them, except that the rate increases from time to time.
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•@DividendenWaschbaer I understand that - I also always have the urge to save up for new individual shares. How sensible that is remains to be seen. But it is also my aim not to have very small positions.
That certainly sounds like a plan.
That certainly sounds like a plan.
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@TheRealBrockNicholson So much has already been written and I would agree with the content of @Alumdria.
Basically, I like your portfolio because you have an idea/goal and a plan for it and you are now trying to implement it. That's the most important thing. So keep it up ...
Basically, I like your portfolio because you have an idea/goal and a plan for it and you are now trying to implement it. That's the most important thing. So keep it up ...
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