(@molntn) en getquin

3D·

Hello everyone,

I'm 27 and still quite new to investing and I'm happy to have landed in a friendly and helpful community here 🙏🏼

I am currently planning to invest €250 per month in fixed savings plans and would like to build up assets over the long term.

I am considering investing in the $IWDA (+0,23 %) and the $CSNDX (-0,01 %) and the However, I'm wondering: should I add an EM ETF or perhaps an ETF like $VWRL (+0,18 %) that is a bit broader?

Also: distributing vs. accumulating - what do you think makes more sense in the long term?

Looking forward to your opinions and feedback! :)

6 Comentarios

Hans Peter@Goldi93

$VWRL makes it much clearer in the long term.

If you don't need distributions, I would go for accumulation.

Some people take. Distributing not because of the cash flow but because of the feeling when dividends come in.

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Ver todas las 3 respuestas adicionales

Dominik@Dominik_76

It depends on your needs, risk-bearing capacity, ongoing costs and objectives. You should perhaps read up on the subject a little beforehand, as aspects such as risk diversification, running costs, fund size, tracking difference and fund domicile can also play a role in the choice. If you can't find anything in the Evergreen articles on getquin, then look for the basics on portals such as Finanzfluss, Finanztip, Justetf or Extraetf etc.

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Demas@Demas

I mostly buy etfs that reinvest back in the etf. Got also $TDIV to build up dividend portfolio. But now mainly focused on growth. How broader how better I think so also investing in other markets for example Europe and Asia

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