Eugene (@ILikeMoney) en getquin

Friends of the sun,

since I joined GetQuinn, all I've been doing is rebuilding and other things... Terrible

My TR account was actually intended for smaller bets and I successfully lost them all - €350 :c

Theoretically a cash balance was planned and then thought $ALV (-0,71 %) to fall yesterday, which is why I closed my savings plan and bought more straight away.

TR is now my individual share portfolio while I continue to save the ETF via a savings plan + capital formation benefits.

As a lot really happened for me in February, I would like some more feedback.

Info: $1810 (-1,51 %) & $INRG (-2,09 %) were liquidated at a loss and are due for liquidation on $ACWI on 01.03. The loss pot from gambling + these losses will be used as a profit adjustment at the end of the year.

Mandatory information for feedback:

25 years, 2,500 net + occasional on-call, 20% savings rate split into:

300€ own contribution + 40€ VL $ACWI

100€ individual shares -> normally 2x 50€, currently 100€ in $O (+2,65 %)

150€ cash / nest egg investment at 4%

Individual purchases:

Currently a lot of stock liquidation of other things and the beloved Counter-Strike investment with cases, hence so many new positions.

Further considerations:

Further position expansion with individual stocks, while still wanting diversification. I currently still have $V (+1,22 %) and $8001 (+0,85 %) although I am open to other options :).

Rmann@Epi

8Lun

Looks good for now! 80% world ETF, 20% equities. Unfortunately, you don't have a good hand with equities and sector ETFs, just keep the proportion low, then little can happen to you.
Maybe you can think about more asset class diversification, but that's not relevant for this amount. The savings rate is even more important. Get to 100k first, then you can go from there.

•

Sparfuchs@Reinecke

How can you make a loss with $NAS?

••

Mostrar respuesta

Kevin E.@KevinE

Hm... my thoughts:

Do you think Realty and Berkshire will have similar returns in the future?

How do you calculate your savings rate of 20%? - Assuming €2,600 net including on-call time (are special payments already included?), your savings rate would be €520. I only come up with €440. The nest egg may have to be plundered from time to time.

I don't want to be more pontifical than the Pope, but €440 / €2,600 is "only" a 17% savings rate. A 3% difference makes a big difference in the long term. Maybe I'm making a mistake in my thinking, I just want to encourage people to think.