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In my opinion, the available capital is not enough to calmly move towards your long-term goal. Perhaps you could look for a camouflage job outside of your qualifications and prepare further and better for the big step? After all, you are in the fortunate position that your work no longer has to pay so much that you have to be able to make a good living from it. The main thing is an inflow of capital, employment, health insurance, time to plan and implement your goals and whatever else you need. It is important that this alibi job gives you enough mental resources and time.

I wouldn't sell the VWRL and would definitely consider the taxes when selling it.
Never lend money to friends or family. The opportunity cost of doing this is immense and borrowed money drives a wedge into any emotional relationship.
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@Iwanowitsch I don't think you have a real relationship with your family and don't know what that means. I would give my last cent for my family and vice versa. if my brother needs money, then that's my top priority. And if you're afraid to lend money to your friends, then believe me, you don't have any friends. I'll share everything else with you
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@Iwanowitsch My brother is my family. And his son, my nephew, is like my child. That's why I would always support him
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@ScorpionfromBW I think exactly like you 💪
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@Iwanowitsch WOW 😀 that is empathy-less, I would give anything for my family, fuck the money.
@Iwanowitsch your posts are also just AI generated and without substance